Archive for September 2nd, 2008

by Dr. Jay Polmar

If you knew that you are already equipped with the world’s great reading acceleration device, would you learn how to train it. We’ll you are, it’s your hand. And people have spent thousands trying to increase reading speed and improve their comprehension. In less than one hour, we’ll train you to coordinate your eyes for reading faster and your hand for pacing (a major speed reading technique), which will increase your reading speed 50% in minutes.

Do you have any idea what’s happening with your eyes while you try to read? If you are just like others — your eyes are jerking around, looking, search, kind of bouncing up and down, here and there. Fixating for a secod or two and then moving on causing confusion - like ‘where am I in this?’ Or, ‘whiat is this I’ve just read?’

Does this sound familiar? Thisis because untrained readers go through something called, regressions. When you regress, or go back over what you’ve read, you just ‘try’ to read but don’t get anywhere. I will personally teach you, how to control and accelerate your coordination for speed reading. We call it pacing. And it’s only one of the ways we teach you to read faster in Speed Reading in Only One Hour

To ensure the best results for the material you are going to be reading you must make sure the conditions around you are right before you begin. Determine exactly what you need to be able to read properly; textbooks, research material, and a hi-lighter? Remove or unplug: - Magazines, unless being used as a part of what you are going to read. - TV (except for educational programs). Stereo, radio will cause varied distractions. Turn them off. - Brothers, sisters, friends, etc. are in the way when you are reading. - Mate, spouse, lover. They easily can dissuade you from reading. - Food can break your concentration and reading pattems. - Alcohol/drugs - don’t even go there. Being stoned and studying is a sure fire failure. - Cigarettes fog your thinking abilities. Nicotine is a drug. - Marijuana - don’t go there either. A foggy brain is useless in an exam. - Take the phone off the hook. Put out the dog or cat. - Create a quiet reading/study space. You might want music playing; use soft, classical, meditation oriental or other forms of relaxing music. Play it very softly. This sounds pretty extreme; however, modify it for pleasure reading, early morning newspapers, or magazines.

Now you’ve set the stage for a successful learning process, using all the tools that we provide in Speed Reading in Only One Hour, you’ll learn to enjoy your newly found ability to read, retain, recall - a great experience.

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If you knew that you are already equipped with the world’s great reading acceleration device, would you learn how to train it. We’ll you are, it’s your hand. And people have spent thousands trying to increase reading speed and improve their comprehension. In less than one hour, we’ll train you to coordinate your eyes for reading faster and your hand for pacing (a major speed reading technique), which will increase your reading speed 50% in minutes.

Did you know that your eyes jerk around, looking and searching, bouncing here and there while you are ‘trying to read’. That can make reading a very trying experience. Your eyes tend to fixate for a moment or two and then move on again causing you wonder what’s going on here. Does this sound like you?

We call this “trying” to read. By learning the speed-pacing movement that I?ll personally teach you, you’ll learn to control and accelerate your hand-to-eye coordination. This is called PACING. It is one of the 4 techniques taught in Speed Reading in Only One Hour.

To ensure the best results for the material you are going to be reading you must make sure the conditions around you are right before you begin. Determine exactly what you need to be able to read properly; textbooks, research material, and a hi-lighter? Remove or unplug: - Magazines, unless being used as a part of what you are going to read. - TV (except for educational programs). Stereo, radio will cause varied distractions. Turn them off. - Brothers, sisters, friends, etc. are in the way when you are reading. - Mate, spouse, lover. They easily can dissuade you from reading. - Food can break your concentration and reading pattems. - Alcohol/drugs - don’t even go there. Being stoned and studying is a sure fire failure. - Cigarettes fog your thinking abilities. Nicotine is a drug. - Marijuana - don’t go there either. A foggy brain is useless in an exam. - Take the phone off the hook. Put out the dog or cat. - Create a quiet reading/study space. You might want music playing; use soft, classical, meditation oriental or other forms of relaxing music. Play it very softly. This sounds pretty extreme; however, modify it for pleasure reading, early morning newspapers, or magazines.

The stage is now set for you to have a successful reading experience; use the tools provided and enjoy your new found advantage to reading, retaining, and learning.

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If you’re crazy about crossword puzzles and wordsearch puzzles, then welcome to a place with tons of free word puzzles online. Yes, you heard that right. At Mirroreyes.com you can download free word searches, free crosswords, as well as printable wordsearches and free printable puzzles of all kinds.

We share your love of word puzzles, wordsearch puzzles and crosswords. Why else would we provide this service for free. Our web site is meant just for wordsearch and crossword puzzle lovers. Visit the site and start playing our free puzzles right now. Download them for free and print them out.

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One method of generating traffic to a Chicago website is to improve the web site’s organic search engine rankings in searches for Chicago services through search engine optimization (SEO).

Search Engine Marketing (SEM), involves promoting a Web site using search engines by using a number of methods.

SEO is an important task for traffic building for all Chicago websites and online companies. Another is by buying pay-per-click (PPC) ads with search engines. These ads focus on selected keywords and then are displayed on search engine results pages when the relevant keywords are used in a search. They may also appear on other Web sites whose content includes the keywords specified.

Another important type of search engine marketing involves link building. Getting and creating inbound links to a website from other relatedsites is a way of increasing awareness of the site and boosting organic rankings in the search engines.

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by Chris Safin

It is not always easy to file for bankruptcy, which in many instances, is something that logically does not go down too well with a person. Although the fact that the law does offer you protection in case you do file for bankruptcy will certainly make things a little more palatable for you.

Filing bankruptcy is a very big decision since it will affect you for years to come, so before making the decision to file bankruptcy there are a series of things you should know about how to go about it.

Firstly, you need to ensure that there is in fact no other solution in sight because once you are bankrupt, it will reflect on your credit file for as many years as ten to come!

Kinds of bankruptcy

If you end up having to file bankruptcy, as an individual you will find that there are two different kinds of bankruptcy you can try and file for.

Chapter 7 bankruptcy. Chapter 7 will remove all of your debts, however the government only allows a select few to file under this chapter. It will depend upon your financial situation as to whether you are accepted or not.

Nevertheless it is definitely worth trying to file for chapter 7 since some people do get accepted. If you are not accepted for chapter 7 you will have to apply for the other option open to individuals which is chapter 13, in doing so you will not be able to eradicate all of your debts but you will have some financial relief.

I’ll Say again at this point, filing for bankruptcy is serious business and one that you should only do once you have exhausted all other options available to you.

When you are sure that bankruptcy is the option for you, your best next step would be to higher the services of a bankruptcy lawyer or attorney, the last thing you need is to mess up your bankruptcy because you didn’t know the system well enough.

Once you have researched and found a suitable lawyer or attorney, disgust your situation with him or her and get their advice on how you should proceed.

Finally if you do fill for bankruptcy, remember to keep hold of your bankruptcy records for at least twelve months after you’ve filed.

If you have done your research into all of your options and have got a good bankruptcy attorney or lawyer on your side, you should be able to deal with this difficult time in your life efficiently and can start to get on your way to financial success once more.

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by Joseph Ryan

On occasion it’s really helpful to know what somebody’s financial worth is, i.e, to conduct an asset search. Perhaps you’re considering going into business with somebody, or maybe you’re even becoming romantically involved with him/her.

Whatever the reason, you’ll be glad to hear that, thanks to the Web, it’s now easier than ever before to get an accurate gauge on somebody’s net financial worth. Asset search is a somewhat complicated subject but I can hit the high points in this brief Guide — you’ll learn enough to do some informed research, anyway. If you want to go beyond what I tell you here, you’ll probably need a good P.I., or maybe if there’s a lot at stake (as in a major court case) a forensic accountant.

First, let me say there’s nothing particularly unethical about conducting an asset investigation, provided you play by the rules. You can not, for example, use pretexting to determine how much money somebody’s got in the bank or in a brokerage account (i.e., masquerade over the telephone as the account holder). This is illegal. It’s important to respect your subject’s privacy and state and federal privacy laws like the Fair Credit Reporting Act.

OK, so how do you go about conducting an asset search? Your first step should always be to positively identify your subject. Since you’re going to be accessing public records and other database sources, it’s vital that you know the person’s basic identifiers, namely his/her name (with middle name or initial) and date of birth, at an absolute minimum. Knowing the social security number is usually helpful, and the person’s address history (one or more of his/her past addresses).

A few sources of date of birth information are civil and criminal records (located at the local County Courthouse), and voter’s registration records (also at Courthouse). Sometimes you can get the information you need by placing a polite, patient call to the County Clerk’s office. For a list of these offices nationwide with phone numbers and website addresses, try this site: backgroundcheckgateway.com/statelist.html

Note that many of these county sources can also be used to locate a social security number. However, if you happen to know the person’s full name/address, date of birth, and one or two past addresses, that’s enough to begin your research. One other possibility is Professional Directories. For example, if your subject is a lawyer, doctor, or stockbroker, check Directories in Print or Who’s Who, among many others, at your local library.

By the way, don’t overlook the plain old telephone book to get addresses, or just call directory information service.

Now, assuming you can definitely identify your subject via name/address/DOB/SSN etc., what’s the next step? Begin by checking the basic sources, as follows:

Online sources: I suggest you try PRetrieve first. This site will provide name, previous cities, and names of relatives for free, plus — for a fee — background info including property ownership, home values, bankruptcies, judgments, etc. This site was recently bought by Intelius, so if you prefer you can just go directly to the Intelius website.

You should be aware that there are two basic kinds of assets, real assets (real estate, mainly) and financial assets (bank and brokerage accounts, etc.). The former are usually documented in public records and are relatively easy to find; the latter are not public record and you usually can’t legally locate them without a signed release from the subject or a court subpoena. The one exception is if your subject has been involved in a court case, such as a divorce or bankruptcy. If so, you’re in luck, as these case filings are public records. So one of the first things to check out is civil records in all counties you know of where your subject has lived. If you want to hire someone to do this for you, try Intelius or US Search.com — their coverage is nationwide.

What about your subject’s job/occupational information? Determining where he/she is employed and at what profession or job can be a real challenge, especially if the person is more or less a stranger to you. Of course if you know the person, you probably also know if they’re a lawyer, doctor, police officer, bartender, or whatever. Then it’s just a matter of estimating what someone in that profession or occupation typically earns in their specific part of the country.

A good source for this is the US Department of Labor’s Area Wage Survey. You might also want to check American Salaries and Wages, published by Gale Research, Inc. Incidentally, if you have no idea what the person does, this may be revealed in his/her voter’s registration record, available for most U.S. adults at the local County Courthouse, and this is public information. While you’re there check criminal records, civil records, and traffic violations — all are also public records which may reveal the person’s occupation. Finally, you may wish to call the Secretary of State in his/her State of residence and ask for a name search, to determine if he/she is a corporate owner or executive there.

Vehicles. Let’s face it, the make of car your subject drives tells a lot financially. If he/she drives a Hyundai, that’s one thing. If a Lexus or Porsche, that’s another. Remember, in asset investigating, you’ll never know exactly what your subject’s financial worth is. Your goal is simply to gain a basis for making an informed guess, and if he/she owns a luxury car and also a large boat, you can bet the person is doing pretty well for him/herself financially. To search for cars and boats, I suggest you use one of my recommended information brokers (See Section II, below) as they can do this almost instantly, and if you try to do it yourself it could be a major hassle. While they are doing this, I suggest you also have them search for UCC Filings (financial instruments which describe pledged collateral) and Tax Liens and Bankruptcies (either of which is a strong indication of financial difficulties).

News sources. The WWW makes it so easy to search local newspapers you might as well run your subject’s name and see if there have been any write-ups about him/her. Maybe you’ll find your subject has attracted news attention because they’ve been promoted to vice president at a local company, or because they’ve been sued for fraud, or for some other reason. It’s definitely worth a try. Go to NewsLibrary.com, Newspapers.com, or a similar site, to run the searches.

A Few More Tricks

In the space remaining I’ll mention a few of the inside tricks and artful dodges you should know about. Just using the resources mentioned above, you can usually get a fairly good read on your subject’s financial situation. To probe even deeper be aware of the following methods:

Bogus Assets. Sometimes people claim to own stocks or securities which are not publicly traded. Some claim to own shares in limited partnerships which don’t exist. In your research, bear in mind that all assets claimed are not necessarily real. If you suspect this situation, say, in the context of a legal proceeding, then you’re wading into deep financial water (likely over your head) and I advise you to seek the expert help of a NASD (National Association of Securities Dealers) agent to review your subject’s financial statements.

The Paydown. Individuals who want to hide assets (e.g., in a divorce proceeding) sometimes pay down home mortgages or other major bills — they may even stash funds in universal life insurance policies or annuities, collectibles, safe deposit boxes, or collectibles. Overpayments to the IRS are not unheard of! Some will just go out and buy traveler’s checks or cashier’s checks and hide them under the mattress. Detecting hidden assets is an art in itself, and if you suspect this may be the case, I suggest hiring a good CPA. with experience in this field (it’s called forensic accounting). You’re not likely to ferret out hidden assets on your own.

Dumpster Diving. I myself would never sink this low, of course, but you should be know that a favorite P.I. trick is to steal your garbage from in front of your house then rifle through it looking for bank statements, purchase orders, old invoices, airline tickets to the Cayman Islands, phone bills, etc. This is legal as long as the garbage is out in the street by the curb.

Background Players. If your subject is attempting to hide assets, he/she will often put some or all of their holdings in somebody else’s name, usually in the name of the spouse. So for a complete investigation, you need to search relatives’ assets, as well, particularly the spouse’s assets. And keep in mind he/she may have hidden assets under the names of non-relatives, such as associates, or may be manipulating assets via “sweetheart lawsuits” (a trusted friend sues him/her, then turns the proceeds of the lawsuit over to him under the table).

Background Players. If your subject is attempting to hide assets, he/she will often put some or all of their holdings in somebody else’s name, usually in the name of the spouse. So for a complete investigation, you need to search relatives’ assets, as well, particularly the spouse’s assets. And keep in mind he/she may have hidden assets under the names of non-relatives, such as associates, or may be manipulating assets via “sweetheart lawsuits” (a trusted friend sues him/her, then turns the proceeds of the lawsuit over to him under the table).

As indicated, this is a complicated subject, and I’ve just touched on the main themes in this article. For a detailed treatment of the subject, I recommend How to Do Financial Asset Investigations by Ronald L. Mendell, C.L.I., available through Amazon.

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by Dr Jay Polmar

BE DYNAMIC THROUGH SPEED READING is an amazing course that you teach to yourself. It comes with audios, software, and course manuals to teach you to build reading speed, comprehension, concentration and focus. And also stimulate long-term memory.

Another factor is photographic or tape-recorder memories. You have the potential to remember everything you have ever seen or heard, even if you weren’t paying attention to what was said. Your brain/mind, like a computer, stores all memories.

As you start to learn the various methods used in the BE DYNAMIC THROUGH SPEED READING, you’ll notice some intentional redundancy, repetition! It is techniques repeated over and over, with visualization and various other added methods that will help you achieve the results you desire and be the best you can possibly be.

This will make you a better student, employee, communicator, and decision maker in your life. Only one of your benefits will be that you will cut reading time on reports, memos, correspondence, newspapers, novels, non-fiction, magazine, etc. You will save time, and really …”time is money”.

Writers get paid by the word in articles and by % of gross sales (royalties) in book publishing. The thicker the book the higher the price and the higher the royalty. Writers are unnecessary verbose. This means is there are many words within sentences that are just there as fillers; what you have to learn to do, through the Be Dynamic Through Speed Reading program, is only read the words that are essential.

Dr. Jay Palmar created the “Be Dynamic Through Speed Reading” program to share these valuable tools with students to help them get the most out of their reading experience.

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