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Free Blog or Your Own Domain?

Once you've decided to create your own blog, the first question you have to address is whether you want your blog to be hosted on your own web hosting account or be part of an already established site like wordpress.com, blogger.com, or one of the many other free blogging sites.

If you use one of the free "hosted" blogging sites (Wordpress.com, Blogger.com, LiveJournal.com, Blog.com, and many more) you can create a brand new blog in about 15 minutes. When you choose this option you become part of a larger site such as wordpress.com and your address will be something like

http://yourtownrealestate.wordpress.com

or http://yourtownmoneymanager.blogspot.com

The advantage of this approach is that it is fast and cheap. Plus you will get some traction and search engine exposure for your blog because it will be part of a much larger network that gets crawled by the search engines on a regular basis.

But in my estimation, the disadvantages outweigh the advantages.

Read more »

WiMAX for Portland

WiMAX service will soon be available in Portland, Oregon. What is WiMAX? It is a wireless alternative to cable or DSL.

For a number of years this technology has promised to revolutionize the delivery of "last mile" service connecting homes and offices to internet access points. But these days the focus is more on mobile applications that make it a viable alternative to standard cell phone services.

The provider of this service in Portland will be Clearwire, a company formed through joint cooperation of Sprint, Clearwire, Google, Intel, Comcast, and Time Warner.

WiMAX will not be significantly cheaper than the alternatives, but it does promise to offer greater potential for merging disparate services such as internet, cell phone, Voip and cable tv.

2009 Will Be Pivotal for Microsoft

2008 has not been the greatest year for Microsoft, but they have still done surprisingly well in spite of the economic slowdown around the world.

In an article from PCWorld called Microsoft's Top Three 2008 Mistakes, Shane O'Neill of CIO.com discusses some of the things that went well for MS, and some that clearly did not.

In spite of aggressive marketing by Apple, Mac sales fell 1 percent over the year and Windows PC sales were up 7 percent. Microsoft's grip on the PC market remained firm - with 90% of users running Windows, and 70% of internet browsers using Internet Explorer.

One has to think that the bad press MS keeps getting will have to impact these market shares eventually. Although it sure seems like both Apple and Firefox do not understand that their elitist attitude ("we're so much better and smarter than the other 90% of you") is an implicit criticism of the very customer they are trying to reach.

2009 will be a pivotal year for MS as they continue to try to beat off Apple, Google and Mozilla (Firefox).

According to the PC Word article Microsoft's biggest mistakes for 2008 were:

1. Poor marketing of Windows Vista - They've been letting Apple get away with bashing Vista for years now. It's just not as bas as the critics say it is, and MS's own lack of promotion reinforces the idea that the critics are right.

2. Letting Apple Build Anti-Vista Momentum - Even though the sales figures may not yet show it in a convincing way, Apple has taken the marketing game away from MS with their constant Vista-bashing. MS has not shown that it can adequately respond. Expensive ads featuring Bill Gates and Jerry Seinfeld missed the mark. Just recently I saw an ad touting the unique features of Vista in a straight-ahead way. It's about time.

3. The Failed Yahoo Bid - Early in 08 the bid for Yahoo looked like it might be a case of two search losers getting together. The failure of the bid did nothing for MS's image as a "winner" or a company forging into the future.

As it turned out it was probably good for MS that Yahoo rejected their offer. Now Yahoo is worth a fraction of what MS offered, Jerry Yang, the big Yahoo opponent of the bid is gone, and new Yahoo investors are now courting MS.

MS is still interested in Yahoo's search business, and may very well end up with it in 2009.

EasyTrainerOnline.com is about online training - basic training courses, articles and demos of online technology that is used for training.  Sources for corporate and institutional training programs.Online learning, online education resources.

PayPal Offers New SMS-Based Money Transfer Service
Mar 24, 2006 - Linknet Business News

PayPal Offers New SMS-Based Money Transfer Service

PayPal Offers New SMS-Based Money Transfer Service

Mar 24, 2006 - Linknet Tech News

PayPal has just launched a new service called PayPal Mobile. This service allows a PayPal user with an active mobile phone account to send a payment to another PayPal account -- even another mobile user with a PayPal account. Of course the PayPal user at the other end of the transaction could be either an individual or -- more importantly -- a merchant.

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This system clears the way for PayPal to enter the potentially massive "micro-payment" market. With PayPal Mobile anyone with a PayPal account could pay electronically for goods purchased from any merchant also having a PayPal account. Of course this capability already exists, but most PayPal users are stuck with making PayPal transactions using their computers.

SMS-based payment system

PayPal Mobile is mobile phone and SMS-based, which means you use text messaging to send the payment. That completely frees the user from dependence on his or her computer to access his or her PayPal account.

PayPal Mobile payments are sent by sending a text message to 729725 (paypal), and then keying in the amount and destination of the payment. The destination can be another mobile number, a regular land-line number, or the person's email address (the one registered with PayPal).

The new system currently only works with mobile phones in the U.K., U.S., and Canada, but is expected to expand to other countries once the bugs are worked out.

To make use of this system, you need an active PayPal account. Login into your account and go to your Profile. Click on Phone, and then click on the "Activate Payments" link. You will be asked to enter a PIN, and will be phoned at your number to confirm your activation.

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Normal land-line numbers can be activated too, but of course, text messaging will not work with these. To send money by voice or keypad using your land-line, you call 1-800-4PAYPAL. Once the payment is sent, the person you are sending the money to will be notified by either an automated phone call, or by email.

Potentially valuable for offline merchants

The important thing to notice about this is that it lets a merchant associate a normal land-line number with his or her PayPal account. So say you're an antique dealer in Toronto. A customer wants to buy something from you and says "Do you take PayPal?".

"Sure", you say, "Just send the payment to 416-123-1234". While he's standing in front of you your customer uses his cell phone to call PayPal and has the payment sent to your number. A minute later you receive an automated call informing you of the payment. And just to make sure, you check your online account to see if the funds have been transferred.

PayPal is targeting mobile users

It is fairly obvious who PayPal is targeting with this new text messaging payment service. It is a perfect fit for cell phone users who regularly use text messaging, and who also regularly buy things requiring fast, hassle-free micro payments. Digital music is the most obvious example.

Other micro-payment systems are typically tied in with cell phone companies, payment processing companies that focus on merchant services, or in-house solutions like those provided by iTunes. That's all right if you deal with a limited number of vendors. But for customers who want to use this service for several vendors, they are forced to use a mish mash of payment processors depending on the merchant they are dealing with.

Clearly there is a need for a reliable third party system that stands apart from specific merchants, specific banks, and specific credit card companies. A payment processing service provided by a broadly-used and legitimate money clearing house like PayPal seems like a pretty good idea, and one that has the potential to seriously increase the PayPal user base at the same time.


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