by Alice Sy

A prepaid cellular phone plan has the same features to other kinds of phone plans available in the market, except for the one and only factor which is the manner of paying the bills. A post paid plan requires you to pay after using phone services. In a prepaid plan, however, you get to pay in advance for the phone service before using it.

The reason why users buy a prepaid cellular phone plan is to save money and limit their credit. It also offers no hassle and little commitment to the buyer. On the other hand, if you take advantage of the traditional plan, you are bound to the plan carrier for a year or so since you are going to sign a contract. If you fail to meet the terms of the contract or break it, you have to pay for the penalty.

Another advantage of availing prepaid cellular phone plan is that you don’t have to fall for a debt. In other cases, you don’t even need a credit card to use its services. Virgin Mobile Phone, for example, offers prepaid phone cards in their Virgin Megastores. So, all you have to do is get if off the rack, give your cash to the cashier, and in minutes, enjoy making calls.

Another thing that makes a prepaid cellular phone plan more budget-friendly is its hassle-free and no commitment state. The consumer is not obliged to pay a set amount of money per month unlike in post paid plans. Instead, the consumer pays only how much he plans to use. In post paid plans, there is a penalty when a consumer fails to meet the terms of the contract and thus will have to pay penalties and additional fees. In prepaid plans, there are no contracts whatsoever.

For others, you enjoy a prepaid cellular phone plan service base on the amount of calling card you purchased, like $25. When you used up the time, you phone will simply stop the call and you have to buy for another card. In this way, you won’t end up over charge.

With a prepaid cellular phone plan, there are no additional headaches in using a cell phone. All you have to do is buy a mobile phone and then load it with prepaid credit. The minutes of calls and the number of messages you can send on your phone depends on how much you loaded it.

Though the no-hassle idea might entice you to switch to prepaid phone plans, in the long run, you’ll realize that you’ll have to pay more per-minute charge compared to the traditional plan. This is true especially if a person makes calls several times a day.

Plus, prepaid cellular phone plans have expiration date. For example, if you haven’t consumed the entire service in 30 days, the carrier will eat it up after the due date. So, it is wiser to think and weigh matters first before choosing the best cellular phone plan you want to use.

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